Have you read about the "accident compensation? Do you know what they are? Basically, various municipalities in various states have difficulties in these difficult economic times for the launch of its services and carry out "crash compensation" to be charged to drivers involved in car accidents requiring police and other services at the scene. The fee for a car accident crew - paramedics, fire department, police - have been charged to those who are involved in accidents who do not live in the municipality where the accident occurred. It seems that the majority of municipalities that have adopted such fees are only charged non-resident who is to blame for the loss, but there are others who do not make a difference, so you are wrong or not, if you're involved in an accident in the town where you do not pay taxes -residence, and police and in response - to get an account. And these cities are putting a specific dollar amount for these fees provided for an accident in their operating budgets!
There is much controversy about this, and for good reason. Many believe that the penalty tax to non-residents and transmits a strong message to "Stay Away". Others wonder why they are paying taxes for services that will exist and be there to respond to accidents, if these service providers are, in my mind, again double-dipping by charging for their services when responding to an accident, does the work have been established to do - get paid for local taxes. Companies do not like it much because it sends a message to non-residents to stay away because if you come here to buy or use our products, you'd better not get in a car accident while you're here or is it going to cost a pretty penny.
fire department official in one of the counties clash fee explained that it was not fair to local taxpayers of the municipality to pay for non-residents (ie, non-taxpayers), which are located in potrebiusluge. Alas, what's wrong with that picture? What's next? The police dispatcher for one's finances to find out if they have the ability to pay before sending police and ambulances to the crash site? And not so fast charge the insurance company. These fees are not necessarily covered under standard policies. I could not find any part that could be stretched to cover such extraneous fees. "Additional Payment" sections do not appear to cut it. Limits of liability can be the back door, but it is thin. Liability coverage pays for property damage and bodily injury for which they are legally liable as a result of car accidents. fees are not really "damage". But it is for lawyers. For me, crash fees seems almost criminal in nature - and punish people who do not live in the municipality of the topic. You do not pay taxes here, they would not benefit from our public services. It's kind of harsh. If this trend continues, the insurance company may be forced to add the coverage - possibly as an elective. That should be the case, I can see them requiring signed statement from their insured if the insured decides not to take it. Whether to add this coverage as an optional part of it or policies, rates to are going up. Count on it!
The good news is there are apparently 10 states that have passed laws prohibiting the use crash charges anywhere within their states. the reasoning being that people who live there are already paying taxes for these services (remember, some municipalities charge regardless of residency, and failure) so that the kind of double taxation and for them, on account of non-residents, it is the proverbial taxation without representation .
I can not find any info on how the municipality determines the annual revenues from the drop fee (the number of incidents that require police + in the previous 12 months, maybe?), but they all seem to have put a specific dollar amount to plus side of their budgets. It is interesting to note, however, that this municipality allegedly not generated revenues are expected - in many cases, less than half. Furthermore, the issue of counting on income leads to concerns that some emergency response can be displayed in a car accident, when it is not only necessary to generate an account! Can you see how it will snow ball? And not only that all types be involved in trying to justify the answer, but I think the fire department responds unnecessary automobile accident, and then not be available for a house fire. I know that it is too simplistic, but the principle of potential conflict is sound. Municipalities in California who had a crash compensation in effect for a year or so just voted to do away with them. Reasons reported the news: Not enough accidents in the previous year which resulted in substantially less revenue than expected and emergency operators spend an inordinate amount of time trying to collect fees. Good for them. Hopefully, others will see the wisdom of such decisions. Predicting the number of accidents in the period of 12 months and require the police more as a means to generate revenue has nearly ... I do not know ... Uncanny?
So, imagine going to one of these cities have dinner, for instance, and you have a car accident. The police show up because of the significant influence of possible injuries. Now paramedics show up. Maybe there is a risk of fire engines, so called the fire department. Total expenditures for all police and emergency response teams is $ 3,500. Suppose that the fee for an area that does not care about blame. On top of all the irritation, discomfort, possible injuries, etc., by accident, get a bill for $ 3,500 (or some percentage thereof) that is not covered under your auto policy. How do you feel? I think it would feel like I would. Crash fees are I idea whose time has come.
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