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the law is never easy. In fact, lawyers are often disagree about the meaning of legal concepts. Ask any lawyer about the issue and the factual scenario that will almost never get a simple yes or no answer. Contrary to popular belief, lawyers do not just enjoy being blunt, the truth is, the law was designed to be flexible, and even the slightest shift in the facts will change the legal analysis. Fortunately, however, even the law has some universal truth and that information can help you in negotiating your debt settlement.
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What does it mean to you? Most credit card companies are willing to settle the debt, because litigation is expensive.
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